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5 Ways Leaders Can Eliminate Stress And Reboot For Change In 2021

by Joel Patterson, the founder of The Vested Group and author of “The Big Commitment: Solving The Mysteries Of Your ERP Implementation

As a challenging year winds down, companies are sifting through what worked and what didn’t as they prepare to reboot for 2021 after dealing with the many difficulties brought on by the pandemic.

And if a business is planning significant changes in its operations in the New Year, the leadership team’s empathy for the workforce is vital in the process. Leaders need to be empathetic to help their employees manage stress and stay productive, especially in these unprecedented times. The holidays always add stress, but company transitions heading into the New Year, magnified by the uncertainty we all face due to COVID-19, can send that stress off the charts.

For example, when a company installs new software or makes other major changes in operations and Read the rest

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Key platform switch criteria revealed in new report

Financial advisers are placing more focus on financial strength when considering switching platforms, according to a new study.

The report by analysts AKG suggests that financial strength is becoming a more important factor for advisers when selecting a new platform.

Despite this only just over half said it had been an important criteria when choosing their existing platform. The research suggests that financial strength may be the most “under considered” factor when initially selecting a platform.

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AKG, which provides financial strength ratings and other financial analysis, said the study suggested the financial strength of a platform was becoming more important to advisers when switching platform.

Overall, advisers were most likely to have chosen their existing platform based on charges, investment options and online functionality.

CRITERIA FOR SELECTION1 – TOP 5

BIGGEST CONCERNS WHEN ISSUES ARISE – TOP 5

Charges – 74%

Charges – 66%

Investment options –

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The 2020 election’s polling errors are eerily similar to four years ago

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Joe Biden was forecast to win the election comfortably with wide margins. And while he did pull out a victory—claiming 306 electors—the state-level results are much closer than expected: The Democratic nominee was forecast by Nate Silver’s FiveThirtyEight to win Wisconsin by 8.3 percentage points and Pennsylvania by 4.7 points, however, he only took the states by 0.6 points and 1.2 points, respectively.

So just how far off are pollsters and forecasters?

Now that most states have certified their election results, Fortune calculated 2020 model/polling errors. The difference between a battleground state’s projected margin and the final result is its “polling error.”

We found that polling errors this cycle are on par with 2016. In the 14 battleground states, FiveThirtyEight was off by an average margin … Read the rest

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How To Build Up A Real Estate Investment Portfolio In 2021

by Mateo Monsalve Molina, Founder and CEO of Loyalty Property Advisors

Warren Buffett, the notorious business tycoon, once said: “Be greedy when the others are fearful,” and one would hardly find a more timeless quote when it comes to investment. After all, it perfectly fits the current situation as well. While many of us are holding our breath, savvy investors are already dividing the biggest pieces of the property market pie.

Although the fabric of real estate is changing considerably, the sales are far from plunging even despite the pandemic. Real estate remains a favored option because it can be owned indefinitely, tends to appreciate in value, and has predictable cash flow with profits that can be further reinvested. Unpredictability or not, it continues to represent a potent way for anyone to multiply their wealth.

So, whether you’re looking to grow your portfolio in 2021, or you’re eager to … Read the rest

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Chartered Financial Planner secures bigger HQ

Expanding Chartered Financial Planning firm Equilibrium has shown confidence in the future by taking a 15 year lease on a new HQ office building for its 89 staff.

The Cheshire-based firm has moved from two older buildings to 23,000 square feet of new premises in Ascot House, Handforth.

The company manages £1bn worth of assets and has a turnover of over £10m. Recently the firm announced it would invest client money only in fund groups that meet ESG criteria.

Equilibrium was founded in 1995 by Colin Lawson and specialises in all areas of wealth management, including Financial Planning, investment management, pensions, tax planning and estate planning. 

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Managing partner Gaynor Rigby says that the relocation will provide space for further expansion.

She said: “We’ve been in our old office for nearly 15 years, and we really made it our home – the whole team has some great memories there,

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The biggest tech news you missed over Thanksgiving

Good morning, Term Sheet readers. I’m glad to be back from Thanksgiving break, when I finally gave up trying to like turkey and opted for lasagna.

Much like lasagna (forgive the pun), the news layered on over the long U.S. holiday as investors continued to take advantage of these strange market conditions to IPO or merge with other businesses.

Here are five things you need to know to jumpstart your week:

(FINANCIAL) DATA IS EVERYTHING: In a mega Monday merger, S&P Global agreed to acquire market data provider IHS Markit for an eye-popping $44 billion, including $4.8 billion in debt. The transaction will be completed entirely in S&P Global stock. Meanwhile, the London Stock Exchange is seeking clearance for its plans to acquire data provider Refinitiv for $27 billion.

AIRBNB AND DOORDASH SEEK EVEN HIGHER VALUATIONS: Airbnb, which was valued at $31 billion in 2017 before succumbing to … Read the rest

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4 Workers’ Comp Mistakes New Business Owners Make

One of the primary concerns for new business owners is what type of insurance or bonding they may need before beginning operations. This is always largely determined by the industry and type of work they will be performing. Of course, the number of people employed by the business will matter as well. All of these questions will have an impact on the necessary operational expenses for all new business owners.

Workers’ compensation is assuredly one of those major concerns because it is often a legal requirement and a significant component of the business operating budget. Here are a few mistakes to avoid when setting up your business, and evaluating the workers’ compensation insurance needs.

1. Failure to Maintain Coverage.

The first mistake many business owners make is not providing any coverage for workers. Not only is it required by law for most employers, but it can leave the owner vulnerable … Read the rest

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Unbiased reveals award-winning advisers

 

Online adviser directory provider Unbiased has revealed the first winners of its new Trusted Professional Annual Awards.

The awards are for financial advisers, mortgage brokers and accountants and were presented at an online ceremony this week. Entrants were nominated by clients and peers.

The top award, the Unbiased Excellence Award, went to IFA Antony Cotchobos of Aurum Capital.

He received a particularly high number of nominations from clients, Unbiased said. One client praised his “clarity and transparency.” He was also highly rated for presenting multiple options and patiently explaining the features of each one.

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The client said: “With Antony, I always had the feeling he was working for me. A very positive, really professional experience.”

The winners were:

Unbiased Excellence Award: Antony Cotchobos, Aurum Capital London

Financial Adviser of the Year: Mary Hemingway, Truly Independent (highly rated for helping a client who feared he had lost all his

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These 5 major gym chains still make it annoyingly hard to quit

Gyms have been among COVID-19’s most dramatically impacted victims, due to the transmission risks of packing heavily breathing people into a confined space for hours at a time. But there’s one thing the pandemic hasn’t changed: It’s still exasperatingly difficult to get out of a gym contract.

Fitness clubs have long relied on long-term membership agreements to prevent flighty customers from abandoning their New Year’s resolutions without a financial penalty. But given the public health considerations of the coronavirus pandemic, gyms’ generally stringent membership cancelation policies—specifically, requirements that members must visit a physical location or send a certified letter to terminate their contracts—have come into relief.

Information on outbreaks linked to gyms paints a hazy picture. Since the summer, numerous COVID-19 outbreaks have been tied to fitness centers, including ones in Elmhurt, Ill., San Diego, and Hawaii’s Oahu island.

Data released by the Minnesota Department of Health … Read the rest

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Post COVID – How To Bring Your Employees To The Office Safely

Since the coronavirus breached these shores, we’ve seen a huge surge in the number of employees working remotely and from home.

In fact, it’s estimated that 46.6% of the UK workforce operated remotely in April 2020 alone, with 86% of this number doing so solely as a result of the coronavirus pandemic.

While several larger companies have pledged to maintain remote working as a permanent arrangement, however, many are planning to bring their employees back sometime after spring.

But what steps can you take to do this successfully and safely?

1. Take Steps to Assuage Your Employees’ Concerns.

According to some surveys, almost half of workers want to continue working remotely even after a vaccine has been rolled out for the coronavirus pandemic.

This is a significant gap that employers will have to bridge in the near-term, especially with a growing number of firms pledging to maintain remote working … Read the rest