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£75bn into adult ISAs in 2019/20

Savers paid £75bn into 13m new adult ISAs in the 2019/20 tax year, a rise of £7.1bn year-on-year, according to the latest ISA statistics from HMRC.

At the end of the 2019/20 tax year, UK savers held a total of £620bn in ISAs, a rise of 6{d4ee6c39d3f4947aa08b0ac18d9d8b61a7295d521c90ad86a8a514771ea81e11} year-on-year and a new record.

More women invested in ISAs than men in with 10.5m women investing using ISAs compared to 9.7m men, according to the latest gender split data also released today (2018/19 tax year). However, despite this, the gender ISA gap was £2,991 in 2018/19, up from £2,812 a year earlier, and almost doubling in a decade (from £1,550 in 2008/9).

The number of cash ISAS opened rose 1.2m year-on-year whilst stocks and shares ISAs rose 300,000.

Payments into cash ISAs rose £4.8bn (to £48.7bn) whereas payments into stocks and shares ISAs rose £1.6bn (to £24.2bn) year-on-year.

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Tom Selby,

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FNZ to sell GBST with right to repurchase "limited set of assets"

Platform engine FNZ must sell its recent acquisition of competitor GBST, but will have the right to repurchase a “narrower package of assets”, according to the final reassessment report from the Competition Markets Authority (CMA).

The CMA reassessed the deal following FNZ appealing to the Competition Appeal Tribunal against the CMA’s original ‘Phase 2’ decision to block its £150m acquisition of GBST announced in November 2019.

A group of independent CMA panel members agreed with the initial assessment that the purchase of GBST by FNZ could substantially reduce competition on the sector due to them both being providers of retail investment platform solutions with “few other significant suppliers” that “offer effective and competitive alternatives.”

However, the reassessment said that GBST’s capital markets business does not currently compete with FNZ in the UK and therefore could be considered for acquisition separately.

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FNZ will now have to sell GBST to

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Sharp rise in family-linked accounts for Quilter platform

There has been a sharp rise in the amount of assets and platform accounts that are linked between family members over the last year on Quilter’s UK platform, Old Mutual Wealth.

In the second quarter the flows into the platform that went into accounts that are linked between different family members were 12.7{d4ee6c39d3f4947aa08b0ac18d9d8b61a7295d521c90ad86a8a514771ea81e11} of all platform flows. This compares to just 0.5{d4ee6c39d3f4947aa08b0ac18d9d8b61a7295d521c90ad86a8a514771ea81e11} of flows in the second quarter of 2020.

Old Mutual Wealth allows linked family accounts to benefit from a multiple family member discount, which the platform says has been taken advantage of by 73,000 accounts over the past year.

The platform launched the family linking initiative in February 2020 with no minimum investment and each family member’s charge based on the total value of all product held on the platform by the linked family members.

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Karen Blatchford, distribution director at Quilter, said: “There is an estimated

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FCA boosts British Steel claim applications

The Financial Conduct Authority (FCA) has published a new web page to help British Steel workers who transferred out after receiving unsuitable advice better understand the claims process.

The FCA said around half of the cases it has reviewed so far appear to have been unsuitable.

The new web page from the regulator encourages and British Steel workers to make a complaint if they have any doubts at all about the quality of advice they received.

The regulator tells steelworkers on the web page: “Hundreds of steelworkers have already complained.

“You don’t need to give a specific reason for your complaint. All you have to do is ask for your advice to be reviewed as you’re unsure whether it was suitable for you.

“Even if you’re happy with your decision to transfer, you should still consider complaining. If you don’t, you may end up with less money in retirement than

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Business insurance

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What Is Business Project Management?

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Making Your Mark With The Millennials

Are you thinking of taking a management training course? Motorcycle insurance marketing is a great lead-in to other insurance lines. I spoke with Ido Rabiner, CEO and co-founder of Strayboots , an organization that specializes in team building through scavenger hunts, about the importance of team building and personal relationships in the workplace. Take time to conduct surveys to find what can be done to help grow these businesses, and then turn those surveys into results. Entrepreneurship then is the process of exploring how to add value to others in a new or different way. Study business administration and you will analyse global and local business challenges and find strategic solutions. The cultural environment of a foreign nation remains a critical component of the international business environment, yet it is one of the most difficult to understand. The CAPM® certification is perfect for less experienced people who have little project … Read the rest