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A Guide To Remote Work Success

Even before the current pandemic, more and more businesses were shifting towards a remote work system. Yet since the world was turned upside down, this has gone into overdrive. For many who were fortunate enough to still remain employed, they suddenly found themselves working from home.

At first, this could have been seen as a dream scenario for those who were tired of the daily commute to the office. However, remote work presents its own set of challenges, and it can be difficult for people to adjust to the changes.

If you’re struggling to find the right balance since becoming a remote worker, this guide is here to help. Below are the steps you should take to ensure your performance and morale both remain at a high level.

Have the right apps in place.

There are many, many different tools to collaborate online available. Settling on the best collaboration apps … Read the rest

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Expect Chancellor to raise cash from pensions says NFU

The Chancellor could introduce a limit to the tax-free lump sums taken from pensions, cut the pension annual allowance, and tax pensions when left to descendants to raise cash in the Autumn Budget.

Making changes to pensions are one of the ways Chancellor Rishi Sunak could look at raising cash for the debt-laden UK economy, according to NFU Mutual.

Sean McCann, Chartered Financial Planner at the advisory arm of NFU Mutual, also said that Capital Gains Tax could be added to home sales.

Exemption from Capital Gains Tax (CGT) on main homes cost the UK Government £26.7bn in 2018/19, according to estimates from the National Audit Office.

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It has been estimated that a 10% CGT levy on profits made on sale of main homes would generate £421bn over the next 25 years.

Another way the Chancellor could raise cash is by introducing a £100,000 limit to the tax-free

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Mike Pompeo attacks HSBC for allegedly siding with Beijing over Hong Kong

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U.S. Secretary of State Mike Pompeo on Wednesday criticized the British bank HSBC for allegedly operating bank accounts for individuals sanctioned by the U.S. government while shutting the accounts of people linked to Hong Kong’s pro-democracy movement.

Pompeo blamed China’s government for HSBC’s alleged actions, saying in a Wednesday statement that “the Chinese Communist Party’s coercive bullying tactics against our friends in the United Kingdom continues.”

According to the statement, HSBC has prevented executives of Next Digital, the publisher of pro-democracy Hong Kong newspaper Apple Daily, from accessing their personal bank accounts and HSBC credit cards.

The U.S. sanctioned 11 government officials in Hong Kong and mainland China in early August over their involvement in the controversial national security law that took effect in Hong Kong … Read the rest

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Apple Losing Wireless Earbuds Market Share Even as AirPods Sales Grow

(Bloomberg) — Apple Inc. will likely boost sales of its AirPods range by a third this year, but that won’t stop it from losing its dominant grip on the fast-growing wireless earbuds market.The AirPods have come to define the true wireless (TWS) earphones category, with Apple accounting for nearly half of all sales in 2019 and expected to grow to 82 million units this year, according to Counterpoint Research data. More affordable alternatives from Chinese rivals, however, have eroded Apple’s lead and the Silicon Valley company now finds itself with just over a third of the market, at 35%, followed by Xiaomi Corp. with 10% and Samsung Electronics Co. on 6%, according to the researchers.A growing contingent of specialized Chinese brands has emerged on the scene, with models such as the $90 Lypertek Tevi offering better fit and sound quality than AirPods at a lower price and the 1More True … Read the rest

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Top Tips For Launching A Successful Start-Up

Countless people dream of launching their own business, and in many ways, there’s never been a better time to do so. Over half a million new businesses got started per month in 2018 alone, and the advanced technologies and resources of the modern era provide so many ways for new businesses to find success, connect with customers, and build their brands.

However, nobody should set up a new basis and think that it’ll be smooth sailing. Statistics show that a staggering amount of new startups end up failing within the first couple of years due to a wide range of reasons, and one of the most damaging issues of all is a lack of preparation. It’s vital to take your time and prepare accordingly before beginning your business, and these tips can help you get off to the best possible start.

Market However You Can.

You might have an amazing … Read the rest

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Third of Britons do not understand their pension plan

A third (32%) of UK adults with a pension do not know how it works or where it is being held, according to new research.

Over half 964%) of people with a pension have never sought any form of financial advice, according to a new survey. Over a quarter (28%) said they would like to seek financial advice but believed it would be too expensive.

The majority (84%) of UK adults surveyed by retirement specialist My Pension Expert had a pension, with people putting an average of 3.8% of their income towards their pension each month.

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Almost half (48%) of those saving for a pension would prefer not to engage with their pension and let their employer manage it.

Almost half (44%) of respondents also admitted to finding retirement finance very complicated.

The Coronavirus pandemic added pressure on retirement finances, with almost one in eight (12%) of people

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These countries aren’t waiting for a U.S., China, or U.K. COVID vaccine

After COVID-19’s emergence in Buenos Aires led to a strict lockdown in March, Juliana Cassataro and her fellow vaccine researchers grew concerned. The U.S., Europe and China had already revved up their quests to obtain shots; how far back in line would Argentina have to wait for supplies?

“We did not want to stay in our homes,” said Cassataro, a scientist at the National University of San Martin in the nation’s capital. “We wanted to use our knowledge to help in this pandemic.”

Determined to give Latin America its own protection from the fast-spreading virus, Cassataro’s team — 10 women and two men — quickly got to work. A government grant of $100,000 in May paid for initial studies, and human trials could start in about six months.

The U.S. and other superpowers have laid claim to billions of COVID vaccine doses that are nearing the finish line. That’s sparked … Read the rest

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Teva’s U.S. Unit Charged in Generic-Drug Price-Fixing Probe

(Bloomberg) — Teva Pharmaceutical Industries Ltd. was charged by the U.S. with conspiring with competitors to raise prices for generic drugs, the most significant case to come out of a yearslong investigation of price-fixing by pharmaceutical companies.Teva’s U.S. unit was indicted on charges of participating in three conspiracies to fix prices and allocate customers from May 2013 to December 2015, the Justice Department said Tuesday.Teva, the world’s largest generic-drug maker by market value, is the most high-profile company to be charged in the Justice Department’s probe into allegations that companies conspired with one another to prop up the prices of certain widely used medications. Nine of every 10 prescription drugs dispensed in the U.S. are generics.Five other companies have settled charges and agreed to pay a total of $426 million in criminal penalties, while a sixth was charged in June.“Today’s charge reaffirms that no company is too big to be … Read the rest

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5 Tips For Helping New Teams Connect

Some people are simply naturally better team players than others, but even for those people, it can be difficult to connect with and work well with brand new people straight away. Whether you are adding a few new people to an already existing team, or putting a brand new team together who have never worked together before, you can expect the dynamics to change and people may need to get to know each other a little better before they can work together at maximum effectiveness.

Thankfully, as a team leader or manager, there are several things you can do to help teams connect. Here are some ideas:

1. Music.

Listening to music is something that most people can share with one another, even if people have different musical tastes. Even if somebody doesn’t share your exact taste in music, you can both appreciate what each other likes, and sharing musical … Read the rest

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‘Pension Dashboard forecasts will cost millions’

Former pensions minister Steve Webb has warned that pension schemes and providers could face a multi-million pound extra compliance bill if individual retirement income forecast are included in Pension Dashboards.

The partner at consultants LCP said that despite government assurances to the contrary the potential addition of individual pension forecasts for each scheme could push up costs considerably.

He said when the Government published its response to the consultation on the Pensions Dashboard, it claimed that in the first phase, schemes would “at maximum” be asked for “the information already available on annual statements, or on request”. 

This encouraged schemes to assume that this meant little more than a ‘cut and paste’ of existing data from statements onto the dashboard.

However, he said the Pensions Dashboard Programme group is now consulting on data standards for the dashboard (which closes next week) in which it says that the public will expect

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